46 Consumer Reporting Agencies Investigating You, Advisory Book, Hudkins Publishing

You might not realize false or potentially damaging information is being reported about you until you get turned down for a job or insurance. So, get in the habit of occasionally ordering specialty consumer reports along with your credit reports. The credit bureaus are enormous corporations with enormous power. They are also primarily motivated by the money they make by selling your credit information.

Unfortunately, the big three Credit Reporting Agencies and the many other Specialty Credit Reporting Agencies are not following the FCRA to the best of their ability. They provide inaccurate and/or unreportable information to agencies requesting your personal information. Where you need to go to fix things is shown in this booklet, as it contains contact data for the three nationwide credit reporting agencies and many nationwide specialty credit reporting agencies.

You need this book because, fortunately, you do have recourse. The same federal Fair Credit Reporting Act guarantees the right to access and correct your credit reports and regulates specialty consumer reporting agencies.

When errors are made on your credit report, they can be costly, so it’s very important to make sure that you see what’s being reported about you on your credit report often, especially before you apply for a loan of any kind.

Credit reporting agencies deal with millions of monthly data records and are prone to making mistakes. Even worse, what if someone has hijacked your identity and is poisoning your record with their own bad behavior? According to a report by the FTC, one in five Americans has a mistake on their credit report. Buy this book now. Read, Check, and Know Your Data is Correct.